USA Debt Relief Today is a private student loan relief information and referral service. We help borrowers across the United States understand hardship, repayment, and relief options for their private student loan balances — free, with zero upfront fees.
USA Debt Relief Today is a private student loan relief information and referral service based in Cheyenne, Wyoming. We do not handle federal loans, and we are not a lender, loan servicer, or government agency. Our team reviews each borrower's balance, servicer, and situation to explain the hardship, repayment, and relief options realistically available — since 2016.
We help borrowers understand their options for private student loan debt. Whether you're looking into forgiveness alternatives, general relief, or your loan doesn't fit either category cleanly, our team points you toward the right next step — at no upfront cost.
Federal-style forgiveness doesn't apply to private loans. We explain what relief actually looks like for private balances and point you to the right resource.
Hardship programs and modified repayment terms may be available depending on your lender. We help you understand what's realistic before you commit to anything.
Not sure whether your loans are federal, private, or mixed? We help you sort out which rules apply and what options actually exist for your balance.
USA Debt Relief Today focuses exclusively on private student loan relief — not federal debt, not general credit counseling. We work with each borrower to identify the options that are realistically available for their specific loan balance, servicer, and financial situation.
Our process is simple, transparent, and stress-free. Most borrowers complete the application in under 5 minutes and hear back within 12 hours.
Tell us about your private student loans: your balance, servicer, and current monthly payment. We assess your situation at no cost and with zero obligation.
A specialist calls to walk through the hardship, repayment, or relief paths that realistically apply to your loan. You decide if and how to move forward.
Nothing happens without your approval. If you decide to proceed with an option we've discussed, we stay available to answer questions along the way.
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The consultation is free, takes 5 minutes, and comes with zero obligation or upfront fees. We only handle private student loans — not federal.